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Short-Term Rental Permit in Kentucky: Cost, Steps & How to File

Every Kentucky business owner eventually needs to answer the short-term rental permit question: what does it cost, how long does it take, and where do I actually file? This page answers all three with the current Kentucky numbers, plus the government link to start the application.

Typical cost

$50–$1500

Timeline

7–60 days

Renewal

Annual (in most STR-regulated cities)

Who needs it

Airbnb, VRBO, and other short-term rental hosts

Steps to get a short-term rental permit in Kentucky

Step 1: Confirm short-term rentals are legal in your zoning — many cities ban them in single-family residential zones outright
Step 2: Register with the city's STR licensing division (online portal in most cities that permit STRs)
Step 3: Prove primary residency if the city has an owner-occupied rule (Airbnb-only cities like Santa Monica, Boston)
Step 4: Install and post required safety equipment: smoke/CO detectors in every bedroom, fire extinguisher, evacuation map
Step 5: Register for the city's transient occupancy tax (TOT) or hotel tax
Step 6: List the permit number in every Airbnb/VRBO listing (many cities auto-scrape and cite hosts who don't)

Required documents

Proof of ownership or lease with landlord written consent
Proof of primary residency
Property tax bill
Safety equipment photos

Where to file in Kentucky

Business filings: https://sosbes.sos.ky.gov
Secretary of State: https://www.sos.ky.gov
Tax authority: https://revenue.ky.gov
Labor/workforce: https://kcc.ky.gov

Heads up: A common Kentucky mistake: assuming this short-term rental permit covers your city and county requirements too. It usually doesn't. Check your city's business division separately — most cities in Kentucky require their own general business license on top of state filings.

Related permits in Kentucky

Business License in Kentucky Sales Tax Registration in Kentucky

Frequently asked questions

How much does a short-term rental permit cost in Kentucky?

Typical cost ranges from $50–$1500. The exact fee depends on your specific business type, city, and any expedited processing you choose.

How long does it take to get a short-term rental permit in Kentucky?

Most Kentucky applications complete in 7–60 days. Same-day or next-day processing is often available for an added fee at the state level.

Do I need a short-term rental permit if I'm just starting a home business in Kentucky?

In most cases, yes — even home-based businesses in Kentucky are subject to the same state filing rules. Local rules (city and county) may add a home occupation permit on top.

This page reflects general Kentucky filing rules as of 2026. Fees and processing times change; verify the current amounts with the linked state agency before filing.